Kenanga OnePRS Conservative Fund

Investment objective of the fund

The Fund seeks income* whilst providing capital preservation**.


Fund Category

Core (Conservative)


Asset Allocation

·    Maximum 20% of the Fund’s NAV – Equities

·      Minimum 80% of the fund’s NAV – Fixed income instruments and money market instruments (with min 20% of the fund’s NAV in money market instruments)

·    Up to 5% of the Fund's NAV – Cash and cash equivalents


Performance benchmark

A composite of All MGS Index (80%) and FBM100 (20%). The composition of the benchmark is reflective of the equity exposure and fixed income exposure of the fund.

The risk profile of the Fund is not the same as the risk profile of the Performance Benchmark.


Member’s profile

This Fund is suitable for Members who

·    seek capital preservation** of the invested capital; and/or

·      have low tolerance of investment risks


For Members under the default option who are 50 years old and above, their contributions will be allocated into this Fund.


Note: Where a Member under the default option makes the first contribution to the Scheme a month before the Member attains the age of 50 years old, the Member’s contribution will be allocated into this Fund.

Entry Fee

Cash Investment: Up to 1.50% of NAV per Unit


Annual Management Fee

1.55% p.a. of the NAV


Annual Scheme Trustee Fee

0.015% p.a. of the NAV or a minimum fee of RM6,000 p.a. per Fund


Exit Charge



Switching Fee (between Funds in this Scheme)



Transfer Fee (to another PRS Provider)

RM25 per transaction


PPA Account Opening Fee



PPA Annual Fee

RM8 p.a.


PPA Administration Fee (Charged to the Funds)

0.04% p.a. of NAV


PPA Transfer Fee

RM25 per transaction


Minimum Initial Contribution

·     Lump sum: RM1,000 per Fund

·   Regular contribution plan: RM100 per Fund


Minimum Additional Investment

RM100 per Fund


* Income distribution (if any) will be reinvested into the fund.

** The fund is neither a capital guaranteed fund nor a capital protected fund. Therefore “capital preservation” does not mean that members’ capital is guaranteed or protected.



·      In computing the annual management fee and annual trustee fee, the Net Asset Value (“NAV”) of the Fund should include the management fee and the trustee fee for the relevant day.

·      All fees and charges payable to the Provider, the Trustee and PPA are subject to the goods and services tax/sales and services tax/other taxes of a similar nature  as may be imposed by the government or other authorities from time to time. 


This is for information only. It should not be construed as an offer or a solicitation of an offer to purchase or subscribe or to sell units. Units of the Fund are offered solely on the basis of the information contained in the Disclosure Document and Supplementary Disclosure Document (if any). If you are in doubt when considering the investment or the information provided, you are advised to consult a professional adviser.

Kenanga Investors Berhad 199501024358 (353563-P). All rights reserved.
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