Disclaimer:

Please read and understand the contents of the OnePRS Scheme Disclosure Document dated 20 November 2013 and Supplemental Disclosure Document (if any) before investing. The Disclosure Document and Supplemental Disclosure Document (if any) have been registered with the Securities Commission, who takes no responsibility for its contents. Units in the funds will only be issued upon receipt of application form and cheque. You should also consider the fees and charges involved. A copy of the Disclosure Document and Supplemental Disclosure Document (if any) can be obtained at our office or any of our authorized distributors. The price of units and distribution payable, if any, may go down as well as up. The past performance of the funds under the OnePRS Scheme is not an indication of its future performance. Investment involves risks including a possible loss to the principal amount invested. Please refer to the Disclosure Document and Supplemental Disclosure Document (if any) for risk factors for investments in the Scheme. If you are in doubt when considering the investment or on any of the information provided, you are advised to consult a professional adviser.